RIA·DeFi
Published refusals

The refusal file

Every protocol Ketju Research examines gets a verdict. These are the refusals: the reason, the review date, and the observable events that would reopen the file. Rejections are published in full. Approvals are not.

21 rejections on file18 memos publishedVersioned, never edited in place

A rejection is a research judgment for a specific client base and thesis, not a statement that a protocol is unsafe for every purpose. Not investment, legal, tax, or compliance advice.

Rejections by protocol

ProtocolExposureReviewedVersion
BlackRock BUIDLtokenized RWAv2
Circle USYCtokenized RWAv2
Ondo OUSGtokenized RWAv2
Superstate / Invesco USTBtokenized RWAv2
Maple Financestable lendingv1
ether.fi (weETH liquid restaking)ETH stakingv1
Binance Staked ETH (WBETH)ETH stakingv1
Kelp DAO (rsETH)ETH stakingv1
Venus Protocolstable lendingv1
Spark Savings (sUSDS)stable lendingv2
Usual (USD0 / USD0++)stable lendingv1
Lombard (LBTC)ETH stakingv2
Convex Financeliquidity provisionv1
Solv Protocol (SolvBTC)synthetic yieldv1
USD.AI (sUSDai)synthetic yieldv1
Concrete (Blueprint Finance)stable lendingv1
Midas (mTBILL / mBASIS / mBTC)tokenized RWAv2
VanEck Treasury Fund (VBILL)tokenized RWAv2
Lista Lendingstable lendingv1
Ethena (USDe)synthetic yieldv1
Pendle (yield tokenisation)liquidity provisionv1

Unlinked rows are on file with a verdict and date; their memo text stays internal where publishing it would reveal part of the approved list.