RIADeFi
Refusal file · other

Why Ketju rejected RealT Tokens

Memo v1Published by Ketju Research

A registry memo, published verbatim and versioned. Superseded versions are recorded, never edited away. A rejection is a judgment for Ketju's client base and thesis, not a universal safety claim. Not investment, legal, tax, or compliance advice.

The memo

REJECTED — THE PLATFORM IS IN ACTIVE VOLUNTARY LIQUIDATION. RealT tokenized fractional ownership of individual Detroit-concentrated rental properties through per-property Delaware series LLCs, distributing weekly rental income in stablecoins. That model has collapsed: the City of Detroit filed a nuisance-abatement lawsuit in July 2025 covering 408 properties alleged to lack compliance certificates; RealT suspended investor payouts in February 2026, telling investors "the model no longer works"; a court appointed a special fiduciary over roughly 700 properties in April 2026; and RealT's co-founder announced voluntary liquidation of the entire ~$140M portfolio on 2026-07-02. Separately, reporting has documented specific deed and occupancy misrepresentations — a batch of 25 properties offered in January 2025 showed RealT as the county-recorded owner of only 3 of the 25, and USPS occupancy data showed 14 of 25 vacant while RealT's own reporting listed 24 of 25 as occupied. This is not a live product with open questions; it is a realized failure with an active French class-action effort and a criminal fraud complaint filed with the Paris judicial court. This entry is reviewed on a 30-day cycle rather than this registry's usual quarterly cadence given the active wind-down.

What would reopen the file

  • The voluntary liquidation concludes and any successor entity or product is independently re-evaluated from scratch
  • The Detroit litigation and any related fraud investigation resolve with a public, reviewable outcome
  • A comparable successor platform demonstrates verified deed ownership and occupancy reporting, correcting the specific misrepresentations documented here
  • Twelve consecutive months of any successor operating with no property-manager collapse or investor-payout suspension

Facts on file

Verdict
Rejected
Exposure
other
Chains examined
Gnosis
Memo version
v1
Reviewed
Next review

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