RIADeFi
Public dataset · reviewed 2026-08-19

Digital Asset Control Atlas

Who can freeze the asset? Who controls redemption? Who can upgrade the chain or order transactions? The Atlas makes the control layer explicit before an advisor evaluates observed return or suitability.

87assets graded
27chains graded
109deep control profiles

Control grade is not a recommendation. It answers a narrower question: can a named party change, block, redeem, administer, or order this layer?

Method

Four control grades

Sovereign
No single issuer or administrator has an address-level freeze function at this layer.
Crypto-backed
On-chain governance or collateral mechanisms matter, but no conventional issuer blocklist defines the asset.
Hybrid control
On-chain mechanisms coexist with custodians, real-world assets, centralized ordering, or other compellable parties.
Issuer-controlled
A named organization or administrator controls issuance, transfers, reserves, redemption, or address restrictions.

Grades are conservative. The effective control of a position is the weakest combination of asset, protocol, chain, and custody. “Issuer-controlled” can be appropriate for a tokenized security; it describes the operating reality rather than condemning it.

Asset layer

Who can freeze or administer the asset?

AssetControl gradeControl finding
ETH
Deep profile
SovereignNo issuer. No party can freeze or seize it on-chain.
WETH
Deep profile
SovereignWrapped ETH. Immutable contract, no admin key, no blocklist.
STETH
Deep profile
SovereignStaked ETH via Lido. No blocklist, though the withdrawal path depends on Lido governance and validator behaviour.
WSTETH
Deep profile
SovereignWrapped staked ETH. Same profile as STETH.
WBTC
Deep profile
Issuer-controlledBitcoin exposure, but WBTC is a custodial IOU — BitGo holds the underlying and can be compelled. Not sovereign despite tracking BTC.
CBBTC
Deep profile
Issuer-controlledCoinbase-issued Bitcoin wrapper. Coinbase holds the underlying BTC and can freeze the token.
RSETH
Deep profile
SovereignKelp restaked ETH. No issuer freeze, but its LayerZero bridge was forged on 2026-04-18 to mint ~116,500 unbacked tokens — the bridge, not the staking, was the security model that failed. Protocol rejected.
SOL
Deep profile
SovereignSolana native asset. No issuer, no freeze — but chain-level liveness history differs materially from Ethereum.
RETH
Deep profile
SovereignRocket Pool staked ETH. Permissionless validator set across 3,000+ independent operators — the most decentralised liquid staking option. Reward-bearing: your balance stays constant while its ETH value grows.
WEETH
Deep profile
Sovereignether.fi restaked ETH. No issuer freeze, but the stake is re-pledged to EigenLayer AVSs that can slash it — sovereign in custody, novel in risk. Protocol rejected; see registry.
WBETH
Deep profile
Issuer-controlledBinance Staked ETH. An exchange IOU — Binance holds the underlying stake and controls the token. On-chain in form only.
LSETHSovereignLiquid Collective staked ETH. No token blocklist; withdrawals and validator operations depend on its permissioned operator set.
METHSovereignMantle staked ETH on Ethereum. No token blocklist; Mantle governance controls the staking protocol.
STEAKUSDC
Deep profile
Issuer-controlledSteakhouse-curated Morpho USDC vault share. The underlying is USDC — freezable by Circle — plus curator discretion on market selection. See the Morpho memo.
SYRUPUSDC
Deep profile
Issuer-controlledMaple undercollateralised credit, wrapped. Yield is compensation for borrower default risk; Maple lenders took ~80% losses in the 2022 Orthogonal default. Rejected including via this wrapper.
SYRUPUSDT
Deep profile
Issuer-controlledAs SYRUPUSDC — Maple credit exposure in wrapper form. Rejected.
LUSD
Deep profile
SovereignLiquity. Immutable contracts, no governance, no admin key, no blocklist — the most censorship-resistant stablecoin that exists. But supply has contracted from a ~$1.5B peak to roughly $30M, so it is not usable at client size. Sovereignty and availability are separate questions, and this is the clearest case where they diverge.
MSOL
Deep profile
SovereignMarinade staked SOL. Stake spread algorithmically across 400+ validators — the most anti-concentration delegation strategy on Solana.
JITOSOL
Deep profile
SovereignJito staked SOL. Highest yield via MEV capture and deepest liquidity, but delegates preferentially to validators running the Jito client, which already holds >95% of Solana stake.
INF
Deep profile
SovereignSanctum Infinity. A basket of Solana LSTs — you inherit the weakest constituent rather than choosing the strongest.
GHO
Deep profile
Crypto-backedGHO is backed by on-chain collateral. Aave governance can change its parameters, but it cannot freeze an address.
SGHO
Deep profile
Crypto-backedStaked GHO. Same backing as GHO, earning the Aave savings rate.
CRVUSD
Deep profile
Crypto-backedCurve-native, overcollateralised by on-chain assets. Governance-managed, no blocklist.
DAI
Deep profile
Hybrid controlOriginally crypto-backed, now substantially backed by real-world assets and USDC held with custodians. Materially less censorship-resistant than it once was.
SDAI
Deep profile
Hybrid controlSavings DAI. Inherits DAI backing, including its real-world asset exposure.
USDS
Deep profile
Hybrid controlSky/Maker successor to DAI. Reserve mix includes real-world assets held by custodians who can be compelled.
SUSDS
Deep profile
Hybrid controlSavings USDS. Inherits the USDS reserve mix.
SFRXUSDIssuer-controlledSavings frxUSD. Inherits frxUSD reserves and governance, with a yield-bearing vault on top.
USDC
Deep profile
Issuer-controlledIssued by Circle, backed by bank deposits and T-bills. Circle can and does freeze addresses on request from law enforcement.
USDT
Deep profile
Issuer-controlledIssued by Tether. Has frozen addresses on request. Reserve composition is less transparently attested than USDC.
USDT0
Deep profile
Issuer-controlledOmnichain USDT. Inherits Tether issuer control.
PYUSD
Deep profile
Issuer-controlledPayPal-issued, administered by Paxos. Freezable.
USDG
Deep profile
Issuer-controlledPaxos-issued Global Dollar. Freezable.
RLUSD
Deep profile
Issuer-controlledRipple-issued. Freezable.
EURC
Deep profile
Issuer-controlledCircle-issued euro stablecoin. Same freeze capability as USDC.
FRXUSD
Deep profile
Issuer-controlledFrax USD. Reserve-backed with centralised components.
BUIDL
Deep profile
Issuer-controlledBlackRock USD Institutional Digital Liquidity Fund. Short-term Treasuries, redeems through BlackRock/Securitize. Freezable and permissioned.
USYC
Deep profile
Issuer-controlledCircle-issued tokenised Treasury yield. Same issuer control as USDC, with fund-level redemption terms on top.
OUSG
Deep profile
Issuer-controlledOndo Short-Term US Government Treasuries. Permissioned transfer, redeems through Ondo.
USTB
Deep profile
Issuer-controlledSuperstate/Invesco short-duration Treasury fund. Registered transfer agent controls the holder list.
USCC
Deep profile
Issuer-controlledBitwise cash-and-carry fund. Basis trade held at centralised venues, wrapped as a token.
STCUSD
Deep profile
Issuer-controlledCap tokenised dollar yield product. Issuer-redeemed.
VBILL
Deep profile
Issuer-controlledVanEck tokenised T-bill fund. Permissioned.
JAAA
Deep profile
Issuer-controlledJanus Henderson AAA CLO exposure, tokenised. Credit risk plus issuer control — not a cash equivalent despite the rating.
JTRSY
Deep profile
Issuer-controlledCentrifuge tokenised Treasury exposure.
MGLOBAL
Deep profile
Issuer-controlledTokenised global credit fund. Permissioned, issuer-redeemed.
STACIssuer-controlledSecuritize tokenised AAA CLO fund. Permissioned structured-credit exposure, not a Treasury fund.
XAUT
Deep profile
Issuer-controlledTether Gold. A claim on vaulted bullion — Tether holds the metal and controls the token.
PAXG
Deep profile
Issuer-controlledPaxos Gold. Allocated London bullion held by Paxos, who can freeze the token.
USDE
Deep profile
Hybrid controlEthena synthetic dollar. Backing is a perp short position held at centralised exchanges — venue risk, not issuer freeze risk, but seizable all the same.
SUSDE
Deep profile
Hybrid controlStaked USDe. Inherits the exchange venue exposure.
USD1
Deep profile
Issuer-controlledBitGo issues USD1 for World Liberty Financial, holds the reserve, and can freeze, seize, destroy, or upgrade tokens under the USD1 Terms.
USDY
Deep profile
Issuer-controlledOndo administers this yield-bearing note, including its upgradeable token, allowlist, blocklist, sanctions checks, reserve custody, and redemption process.
USDD
Deep profile
Crypto-backedUSDD 2.0 is overcollateralized on-chain and has no conventional holder blocklist, but TRON-linked governance selects collateral, parameters, and supported deployments.
U
Deep profile
Issuer-controlledUnited Stables Limited controls eligible reserves, direct minting and redemption, and may satisfy redemptions in cash or stablecoins at its discretion; secondary holders have no direct redemption right.
USDGO
Deep profile
Issuer-controlledAnchorage Digital Bank issues and redeems USDGO while OSL distributes it; holders depend on the bank-managed reserve and the issuer's compliance controls.
USDf
Deep profile
Hybrid controlFalcon manages USDf collateral and active yield strategies, applies a seven-day redemption cooldown, and can screen or refuse redemptions; the token is not a passive cash reserve.
YLDS
Deep profile
Issuer-controlledFigure Certificate Company issues YLDS as an SEC-registered, yield-bearing security; the legal issuer, prospectus, transfer controls, and $1 redemption framework govern the claim.
USD0
Deep profile
Issuer-controlledUsual DAO controls an upgradeable and pausable token with blacklist checks; backing consists of tokenized sovereign instruments whose issuers and custodians remain additional controllers.
USX
Deep profile
Hybrid controlSolstice USX is a managed synthetic dollar whose reserves and basis strategies sit under protocol and custody control; redemption and direct access are subject to Solstice operations and terms.
TUSD
Deep profile
Issuer-controlledTechteryx controls TUSD issuance, redemption, contract replacement, fork selection, and freezes; only verified customers have access to the primary redemption channel.
pUSD
Deep profile
Issuer-controlledPolymarket pUSD is an administrator-pausable Polygon wrapper around bridged USDC, so it inherits both Polymarket on/off-ramp control and Circle and bridge control over the backing asset.
rwaUSDi
Deep profile
Issuer-controlledMultipli controls collateral eligibility, haircuts, mint limits, liquidity classes, and redemption routing for a token backed by structurally illiquid private-market assets.
USDtb
Deep profile
Issuer-controlledEthena controls an upgradeable USDtb token whose administrator can change transfer state, blacklist addresses, and forcibly redistribute balances; BUIDL and USDC supply the backing.
FDUSD
Deep profile
Issuer-controlledFD121 (BVI) Limited issues FDUSD and First Digital Trust custodies segregated reserves; direct minting and redemption require approved professional counterparties and exclude U.S. persons.
GUSD
Deep profile
Issuer-controlledGate controls this exchange-issued, yield-bearing asset and its 1:1 conversion into USDT, USDC, or USD1; backing and exit depend on Gate accounts, selected RWAs, and exchange operations.
SOFID
Deep profile
Issuer-controlledSoFi Bank, N.A. issues and redeems SOFID and controls its high-quality liquid reserve; the token is expressly not a bank deposit or FDIC-insured.
apxUSD
Deep profile
Issuer-controlledApyx and its custody partners manage off-chain preferred-share collateral; only whitelisted participants can mint or redeem, while other holders depend on secondary liquidity.
M
Deep profile
Hybrid controlM0 separates an immutable on-chain token from off-chain collateral, approved minters, validators, and governance-set collateral rules; no single conventional issuer owns the whole stack.
AUSD
Deep profile
Issuer-controlledAgora controls AUSD minting, burning, upgrades, and asset freezing; its reserve fund holds cash, short-term Treasuries, and overnight repo instruments.
BUSD
Deep profile
Issuer-controlledThis profile covers Binance-Peg BUSD, a Binance-administered BNB Chain wrapper whose value and exit depend on Binance custody and its published backing address, not the retired Paxos token alone.
HUSD
Deep profile
Issuer-controlledHUSD is a legacy Stable Universal-issued token with no current dependable primary issuance or redemption channel; the surviving on-chain supply remains an issuer claim, not autonomous dollars.
reUSD
Deep profile
Issuer-controlledRe Protocol controls a yield-accruing token backed through custody wallets, trust accounts, and reinsurance-capital structures; KYC and actuarial liquidity limits govern primary exit.
USAT
Deep profile
Issuer-controlledAnchorage Digital Bank issues and redeems USAT for bank clients, administers a segregated reserve trust, and may delay, restrict, or refuse transactions for law, risk, or operations.
USDai
Deep profile
Hybrid controlUSD.AI uses on-chain redemption logic and liquid stablecoin buffers, but the broader system depends on M0 backing, protocol governance, and infrastructure-credit assets with periodic liquidity.
FLEXUSD
Deep profile
Issuer-controlledflexUSD is a legacy CoinFLEX liability whose issuer halted withdrawals during its 2022 insolvency; an outstanding token balance is not a functioning par-redemption claim.
FRAX
Deep profile
Hybrid controlLegacy FRAX is a governance-managed stablecoin with mixed on-chain and centralized collateral; it is a separate balance sheet from the current reserve-backed frxUSD product.
satUSD
Deep profile
Crypto-backedRiver satUSD is redeemable against the least-collateralized borrower positions when system collateral exceeds its threshold; governance, oracles, bridges, and collateral quality remain material.
MUST
Deep profile
Crypto-backedMustang MUST is a Liquity V2-style, crypto-collateralized debt token without a conventional issuer blocklist, but a disclosed 2-of-3 governance Safe controls protocol parameters.
USDA
Deep profile
Crypto-backedAvalon USDa is minted as overcollateralized debt against approved crypto collateral; governance, custody routes, price oracles, and cross-chain deployments still control the system around it.
avUSD
Deep profile
Issuer-controlledAvant avUSD is a protocol-issued receipt backed 1:1 by freezable USDC; redemption can take up to seven days and bridged versions add Chainlink CCIP control.
CASH
Deep profile
Issuer-controlledBridge issues CASH with Phantom branding, manages the dollar reserve and redemption framework, and retains the compliance and contract powers of a centrally administered payment stablecoin.
MOVEUSD
Deep profile
Issuer-controlledCFX Labs issues MoveUSD for approved commercial and institutional users; dollar deposits sit in a bank beneficiary account and primary redemption runs through CFX.
USDF
Deep profile
Hybrid controlAstherus USDF combines USDT with centrally managed delta-neutral positions and delayed redemption, inheriting Tether freeze risk plus venue, custody, and operator control.
USDV
Deep profile
Issuer-controlledValtorum permission-controls who may hold, transfer, mint, or redeem USDV and manages its reserve, even though its published token design omits a unilateral freeze or clawback function.
DOLA
Deep profile
Crypto-backedDOLA is debt-backed through FiRM collateral and a USDS peg module; its immutable token has no blocklist, while DAO governance and operational multisigs control minting Feds and risk parameters.
UUSD
Deep profile
Issuer-controlledAnything Labs controls an upgradeable UUSD contract with minter, account-freeze, and global-pause roles; direct minting and redemption are limited to institutional OTC access.
Settlement layer

Who orders transactions and changes the chain?

ChainControl assessmentControl gradeTransaction ordering
Ethereum
Deep profile
FavorableSovereignNone — permissionless proposer set
Arbitrum One
Deep profile
Favorable with conditionsHybrid controlCentralised — >99% of transactions through a single sequencer
Base
Deep profile
Favorable with conditionsHybrid controlCentralised — operated by Coinbase, a single regulated US entity
Solana
Deep profile
Favorable with conditionsCrypto-backedLeader schedule across the validator set — no single operator
Tron
Deep profile
AdverseIssuer-controlled27 elected Super Representatives (dPoS), rotating every 3 seconds
Hyperliquid / HyperEVM
Deep profile
AdverseIssuer-controlledPermissioned validator set — 21 validators as of March 2026 (16 at launch)
Avalanche
Deep profile
Favorable with conditionsCrypto-backed599 Primary Network validators, top validator 1.72% of stake; no single operator
Sui
Deep profile
AdverseIssuer-controlledA validator set on the order of 110-125, with the Foundation's delegation program seating and rebalancing stake monthly
Stellar
Deep profile
AdverseIssuer-controlledSeven Tier 1 organizations (21 validators) effectively ran consensus at this review, tolerating two org failures; three more orgs were slated to join by mid-August 2026
Cronos
Deep profile
AdverseIssuer-controlledSmall validator set closely associated with Crypto.com
Mantle
Deep profile
AdverseIssuer-controlledCentralised, as at every major L2.
opBNBAdverseIssuer-controlledCentralised, Binance-operated
BNB Smart Chain
Deep profile
AdverseIssuer-controlledSmall permissioned-in-practice validator set aligned with Binance
Bitcoin
Deep profile
FavorableSovereignPermissionless proof-of-work miners choose and order the valid transactions in each block; full nodes independently enforce the consensus rules.
Provenance Blockchain
Deep profile
Favorable with conditionsCrypto-backedPublic CometBFT proof-of-stake validator set; the official staking API returned 100 bonded validators at review.
Monad
Deep profile
Favorable with conditionsCrypto-backedMonadBFT proof-of-stake with an active set capped at 200 validators; validator entry requires 100,000 MON self-delegation and 10 million MON total stake.
Polygon PoS
Deep profile
AdverseHybrid controlUp to 105 proof-of-stake validators run Heimdall v2 consensus and Bor execution; two-thirds of voting power finalizes milestones.
Plasma
Deep profile
AdverseIssuer-controlledPlasmaBFT validator committee launched as a small, trusted set; the documentation says broader consensus-node access and permissionless validation are future phases.
OP Mainnet
Deep profile
AdverseHybrid controlA single Optimism Foundation-operated block producer orders ordinary transactions.
Starknet
Deep profile
Favorable with conditionsHybrid controlA small permissioned distributed sequencer cluster orders transactions while staking validators attest; fully permissionless sequencing is not yet live.
Ink
Deep profile
AdverseHybrid controlA single permissioned operator sequences Kraken's OP Stack chain.
X Layer
Deep profile
AdverseIssuer-controlledA centralized upstream sequencer orders transactions; the validity system has one whitelisted proposer and one whitelisted challenger.
Flare
Deep profile
Favorable with conditionsCrypto-backedPermissionless Snowman++ proof-of-stake validators select blocks through stake-weighted proposing; a validator self-bonds 1 million FLR.
PulseChain
Deep profile
AdverseCrypto-backedEthereum-style proof-of-stake validators enter through a 32 million PLS deposit; official node instructions support two execution and two consensus client families.
Gnosis Chain
Deep profile
Favorable with conditionsCrypto-backedPermissionless Ethereum-style proof-of-stake with a 1 GNO validator deposit and multiple execution and consensus clients.
Robinhood Chain
Deep profile
AdverseHybrid controlA single sequencer operated by Offchain Labs on Robinhood's behalf orders the normal transaction path; fraud-proof validation is limited to two permissioned validators.
Anubis Chain
Deep profile
AdverseCrypto-backedA 45-member Proof-of-Staked-Authority set orders blocks: the top 21 stake-ranked Cabinet validators produce most blocks and 24 Candidates receive a smaller share.