RIADeFi
Refusal file · other

Why Ketju rejected Suilend

Memo v1Published by Ketju Research

A registry memo, published verbatim and versioned. Superseded versions are recorded, never edited away. A rejection is a judgment for Ketju's client base and thesis, not a universal safety claim. Not investment, legal, tax, or compliance advice.

The memo

REJECTED ON AN UNDISCLOSED LEGAL ENTITY AND AN UNQUANTIFIED PAST BAD-DEBT EVENT. Suilend, built by the team behind Solana's Save (formerly Solend), is a live, growing, genuinely Aave-like overcollateralized lending market on Sui with real security investment: Zellic and OtterSec audits from its March 2024 launch and an active $250,000 bug bounty. But no legal entity name or incorporation jurisdiction was found anywhere in Suilend's documentation or accessible terms — a genuine disclosure gap this registry does not waive for an otherwise well-regarded product. More consequentially, Suilend's own documentation acknowledges "in the past, bad debt in main pool has been filled via top-ups from the Insurance fund" — a real, admitted loss event this review could not date, size, or otherwise verify from any source, which is not the same as a confirmed clean or bounded track record.

What would reopen the file

  • A named legal entity and incorporation jurisdiction are publicly disclosed
  • The past bad-debt event referenced in Suilend's own documentation is dated, sized, and explained in a dedicated disclosure
  • The Suilend DAO's current authority scope over pausing markets and adjusting risk parameters is confirmed
  • Twelve consecutive months with no further bad-debt event drawing on the insurance fund

Facts on file

Verdict
Rejected
Exposure
other
Chains examined
Sui
Memo version
v1
Reviewed
Next review

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