RIADeFi
Regulation

RIA digital-asset regulatory change ledger

Which authority changed what, for whom, on what date, and what an advisor must do next.

178 entriesJSONRSS
  1. · Proposal · not in effect

    Federal Reserve proposes GENIUS Act standards and an approval process for bank stablecoin issuers

    The Federal Reserve proposed two rules implementing its GENIUS Act responsibilities.

  2. · Proposal · not in effect

    SecondaryDAO petitions SEC for tokenized real-property crowdfunding exemptions

    SecondaryDAO NA LLC and SecondaryDAO SA de CV petitioned the SEC to create exemptions for offerings of up to $10 million in tokenized membership interests issued by single-purpose companies owning income-producing real…

  3. · Proposal · not in effect

    House passes bill supporting cryptocurrency-scam investigations and blockchain tracing

    The House passed H.R. 2978, the GUARD Act of 2026.

  4. · Proposal · not in effect

    House bill proposes comprehensive digital-asset tax reforms

    H.R. 10357, the Digital Asset Tax Certainty Act, was introduced in the House and referred to the Committee on Ways and Means.

  5. · Proposal · not in effect

    Petitioner asks SEC to require verifiable digital-asset reserve disclosures

    A petitioner submitted a rulemaking petition asking the SEC to require public reporting companies with material digital-asset reserves and spot digital-asset ETPs to provide periodic, independent, publicly verifiable…

  6. · Proposal · not in effect

    House bill proposes cryptocurrency discovery and audit requirements for federal agencies

    Representatives Darrell Issa and Lance Gooden introduced H.R.

  7. · Proposal · not in effect

    FINRA proposes fraud holds expressly covering customer crypto assets

    The SEC published FINRA's proposal to expressly include crypto assets, such as payment stablecoins held by member firms, within Rule 2165 and proposed Rule 2166 protections.

  8. · Proposal · not in effect

    SEC proposes transfer-agent rules that would let the official shareholder record sit on a blockchain

    On September 1, 2026 the SEC proposed a rewrite of its transfer-agent rules and forms (Release No.

  9. · Proposal · not in effect

    Cboe equities exchanges extend Trading Platform data fees to tokenized and decentralized venues

    Cboe EDGA, BZX, EDGX, and BYX filed immediately effective fee-schedule amendments expanding “Trading Platform” beyond exchanges, ATSs, and ECNs to include functionally similar order-matching venues or decentralized…

  10. · Proposal · not in effect

    SEC proposes a $123 million UST investor distribution plan

    The SEC published a proposed plan for distributing the Tai Mo Shan Fair Fund, comprising approximately $123.1 million plus earnings less expenses, to compensate investors for calculated losses on TerraUSD acquired from…

  11. · Proposal · not in effect

    Nasdaq makes a premium liquidity-provider program available to qualifying crypto ETPs

    Nasdaq’s immediately effective SRO filing adds an optional $50,000 Premier Annual Listing Fee and a Quality Liquidity Provider program for qualifying low-volume ETPs, including eligible commodity-based and…

  12. · Proposal · not in effect

    SEC proposes tailored crypto-asset offering exemptions and an investment-contract safe harbor

    The SEC proposed Regulation Crypto Assets for certain investment contracts involving crypto assets.

  13. · Proposal · not in effect

    Treasury proposes GENIUS Act rules for payment-stablecoin issuance and U.S. distribution

    Treasury proposed regulations implementing section 3 of the GENIUS Act.

  14. · Proposal · not in effect

    Cboe BZX proposes 3x bitcoin- and ether-futures ETFs

    Cboe BZX filed a proposed rule change to list VS Trust funds seeking three times the daily performance of bitcoin and ether, alongside four non-digital commodities.

  15. · Proposal · not in effect

    Nasdaq ISE proposes broader options-listing criteria for digital-commodity trusts

    Nasdaq ISE proposed aligning its options-listing criteria with Nasdaq's revised standards for Commodity-Based Trust Shares.

  16. · Proposal · not in effect

    CFTC conflicts and affiliations proposal reaches the Federal Register

    The CFTC’s Conflicts and Affiliations proposal, approved July 30, 2026, was published in the Federal Register on August 6, 2026, opening a comment period that closes October 5, 2026.

  17. · Proposal · not in effect

    OCC proposes AML and sanctions risk-management standards for supervised stablecoin issuers

    The OCC, coordinating with FinCEN and OFAC, proposed BSA and sanctions compliance risk-management standards for stablecoin issuers under its GENIUS Act jurisdiction.

  18. · Proposal · not in effect

    FinCEN severs Huione Group and proposes covering successor entities

    FinCEN finalized a Section 311 special measure prohibiting covered institutions from providing direct or indirect correspondent-account access to Huione Group, then proposed expanding the definition to H-Pay Service…

  19. · Proposal · not in effect

    Federal agencies propose customer-identification programs for permitted stablecoin issuers

    FinCEN and the federal prudential regulators jointly proposed requiring permitted payment stablecoin issuers to maintain effective customer identification programs under the GENIUS Act and BSA.

  20. · Proposal · not in effect

    SEC and CFTC seek comment on harmonizing derivatives product definitions

    The SEC and CFTC jointly opened a request for comment on updating and harmonizing swaps, security-based swaps, mixed swaps, exclusions, novel products, jurisdictional lines, and alternative compliance.

  21. · Proposal · not in effect

    SEC proposes rescinding the NMS trade-through and locked-market provisions

    The SEC proposed rescinding Regulation NMS’s trade-through rule for NMS stocks, the prohibition on locking and crossing quotations, associated definitions, and related provisions.

  22. · Proposal · not in effect

    NYDFS proposes a GENIUS-aligned stablecoin regulation

    NYDFS proposed codifying and expanding its dollar-backed stablecoin framework to align with GENIUS Act certification requirements, including custodian concentration limits and formal risk-management programs.

  23. · Proposal · not in effect

    FDIC proposes AML and sanctions standards for supervised stablecoin issuers

    The FDIC proposed BSA/AML and sanctions-compliance standards for FDIC-supervised permitted payment-stablecoin issuers under the GENIUS Act.

  24. · Proposal · not in effect

    CLARITY Act advances to the Senate legislative calendar

    After House passage on July 17, 2025 and Senate Banking Committee consideration, H.R.

  25. · Proposal · not in effect

    FASB advances accounting project for crypto transfers and wrapped tokens

    FASB began deliberations on a proposed accounting-standard update, tentatively voting to expand Subtopic 350-60 to certain wrapped and receipt tokens and to illustrate separate disclosure of significant wrapped-token…

How to read the ledger

Each entry names its posture: a binding action, a proposal, guidance, enforcement, or a political signal. A speech is not a rule and a bill is not a law. Every entry starts from the primary document and lists what is still open, rather than turning a headline into permission.

Coverage and corrections

The ledger follows the U.S. authorities that matter to registered investment advisers, plus state actions of national weight. A published version never changes. A correction or a changed reading creates a new version at the same address, and every earlier version stays in the JSON ledger.

Educational analysis for financial professionals. Not legal, tax, compliance, or investment advice. Verify current primary sources and consult qualified counsel before implementation.