RIA·DeFi
Refusal file · tokenized RWA

Why Ketju rejected VanEck Treasury Fund (VBILL)

Memo v2Published by Ketju Research

A registry memo, published verbatim and versioned. Superseded versions are recorded, never edited away. A rejection is a judgment for Ketju's client base and thesis, not a universal safety claim. Not investment, legal, tax, or compliance advice.

The memo

Tokenised T-bill fund from an established traditional asset manager, already observed as collateral in the Aave Horizon market. Same instrument class as BUIDL, USYC, OUSG and USTB, and it inherits their open questions rather than raising new ones: minimum subscription, redemption timing, and whether retail-sized clients can access it at all. v2 SUPERSEDES v1. The comparative review of the five treasury tokens resolved 2026-08-01, and access decided it for the whole class: VBILL is administered on the same Securitize qualified-purchaser rails as BUIDL, with reported minimums around $100k. The precise current terms were not independently confirmed — immaterial to the verdict, since qualified-purchaser gating alone excludes our clients. Rejected on access, not quality.

What would reopen the file

  • n/a — rejected on access. Revisit if VanEck/Securitize ship a class below the qualified-purchaser bar

Facts on file

Verdict
Rejected
Exposure
tokenized RWA
Chains examined
Ethereum
Instruments
VBILL
Memo version
v2
Reviewed
Next review

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