RIA digital-asset regulatory change ledger
Which authority changed what, for whom, on what date, and what an advisor must do next.
SEC Chair directs staff to develop conditional crypto-custody proposal
SEC Chair Paul Atkins said he asked staff to develop a proposal clarifying crypto-asset custody for investment advisers and regulated funds.
Polymarket US self-certifies a cryptocurrency-launch event-contract class
Polymarket US submitted a September 11 class self-certification for dollar-settled contracts on cryptocurrency launches, targeting listing no earlier than September 15.
CFTC international-affairs director flags cross-border oversight gaps in on-chain markets
Mel Gunewardena called for supervisory arrangements that address rapid cross-border transmission of risk through tokenized assets, stablecoin settlement, smart contracts, and continuous derivatives markets.
CFTC Chair directs staff to explore crypto-market and on-chain protocol rules
CFTC Chairman Michael Selig said he directed staff to explore rules that could let current registrants and non-registrant crypto exchanges seek designation as a type of designated contract market for leveraged or…
OCC projects a November final rule for supervised payment-stablecoin issuers
Comptroller Jonathan Gould stated that the OCC expects to issue its final GENIUS Act rule by November 2026.
U.S. and UK regulators report on stablecoin and digital-asset workstreams
The U.S.-UK Financial Regulatory Working Group published a joint statement on August 4, 2026 after its summer meeting, with participants including Treasury, the Federal Reserve, the OCC, the SEC, and UK counterparts.
SEC Commissioner flags unresolved securities-law issues for crypto vault and lending strategies
Commissioner Peirce identified securities, investment-company, note, and adviser questions raised by crypto vault and lending strategies and invited engagement; the statement does not bind the Commission.
U.S.-UK taskforce recommends cross-border capital-markets and digital-asset alignment
The bilateral taskforce issued recommendations on cross-border capital raising, supervisory cooperation, tokenized financial activity, continuing industry engagement, and stablecoin market connectivity.
CFTC agenda adds blockchain and digital-asset rulemaking
The July 2026 Unified Agenda first lists a CFTC proposal to amend regulations for blockchain-based trading systems and digital assets, with an anticipated July 2026 NPRM.
SEC agenda reschedules adviser and fund custody modernization
The SEC agenda continues planned Advisers Act and Investment Company Act custody modernization, including crypto assets, and moves the anticipated NPRM from April to October 2026.
SEC agenda reschedules broker-dealer crypto financial-responsibility rules
The SEC agenda continues planned amendments to broker-dealer net-capital, customer-protection, financial-responsibility, recordkeeping, and reporting rules for crypto assets, moving the anticipated NPRM from April to…
SEC agenda reschedules crypto market-structure amendments
The SEC agenda continues planned Exchange Act amendments for crypto-asset trading on alternative trading systems and national securities exchanges, moving the anticipated NPRM from April to July 2026.
IRS agenda reschedules digital-asset cash-equivalent reporting rules
The July 2026 agenda schedules a November 2026 NPRM on reporting digital assets exceeding $10,000 received in a trade or business. The agenda is a planning signal and does not itself activate a new reporting workflow.
IRS agenda schedules CARF digital-transaction broker reporting
The July 2026 agenda schedules an NPRM on U.S. broker digital-transaction reporting under the Crypto-Asset Reporting Framework. No matching proposal appeared by July 31.
CFTC seeks input on innovation and competition for fintech firms
The CFTC requested information on regulatory barriers and opportunities affecting fintech innovation and competition.
NYDFS and EBA establish cross-border stablecoin supervisory cooperation
NYDFS and the European Banking Authority signed an MOU for confidential-information exchange, risk identification, and supervisory cooperation concerning stablecoin activities of supervised entities.
Executive Order 14405 directs regulators to reduce barriers for fintech and digital-asset firms
The President directed federal financial regulators to review rules, guidance, supervision, and application processes for innovation barriers and requested a Federal Reserve review of payment-account access for covered…
Federal Reserve Governor Cook addresses tokenization and financial-system risks
Governor Lisa Cook discussed tokenization’s potential benefits and its operational, liquidity, leverage, interconnectedness, and financial-stability risks.
PCAOB board member flags crypto audit risks and evidence questions
A PCAOB board member used an official crypto roundtable to solicit input on how digital assets affect audit risk, evidence, and execution, continuing the Board-level signal that crypto remains an inspection and…
Federal Reserve Governor Barr flags stablecoin implementation priorities
Governor Michael Barr gave official remarks on stablecoin oversight and implementation considerations following enactment of the federal framework.
SEC and CFTC sign a formal regulatory-harmonization memorandum
The SEC and CFTC formalized coordination and information-sharing processes for overlapping regulatory interests, including crypto assets, dual registrants, trading venues, derivatives, funds, data, examinations, and…
SEC staff distinguishes issuer-sponsored, custodial, and synthetic tokenized securities
Three SEC divisions published a joint staff taxonomy separating issuer-sponsored tokenization from third-party custodial and synthetic structures.
FSOC’s 2025 annual report sets digital-finance monitoring priorities
FSOC’s annual report recommended monitoring GENIUS Act implementation and related Treasury-market effects while expanding cyber information sharing, exercises, third-party oversight coordination, and quantum-resilience…
CFTC announces listed spot crypto trading on federally regulated exchanges
CFTC leadership announced the launch of listed spot crypto products on U.S. federally regulated designated contract markets under the agency’s crypto initiative.
SEC Chairman previews a Howey-based token taxonomy under Project Crypto
Chairman Atkins outlined his intended token taxonomy and a view that a non-security crypto asset may be sold subject to an investment contract that can later terminate.
How to read the ledger
Each entry names its posture: a binding action, a proposal, guidance, enforcement, or a political signal. A speech is not a rule and a bill is not a law. Every entry starts from the primary document and lists what is still open, rather than turning a headline into permission.
Coverage and corrections
The ledger follows the U.S. authorities that matter to registered investment advisers, plus state actions of national weight. A published version never changes. A correction or a changed reading creates a new version at the same address, and every earlier version stays in the JSON ledger.
Educational analysis for financial professionals. Not legal, tax, compliance, or investment advice. Verify current primary sources and consult qualified counsel before implementation.