RIA digital-asset regulatory change ledger
Which authority changed what, for whom, on what date, and what an advisor must do next.
Executive order directs banking regulators to eliminate politicized or unlawful debanking practices
Executive Order 14331 directs federal banking regulators to remove reputation-risk concepts that could support politicized or unlawful debanking from guidance and examination materials, review past conduct, and…
GENIUS Act creates a federal framework for payment stablecoin issuers
S. 1582 became Public Law 119-27, establishing the first federal statutory framework specifically for permitted payment stablecoin issuers, including reserve, disclosure, redemption, supervision, and issuer-eligibility…
Congress nullifies the DeFi broker reporting rule under the Congressional Review Act
Public Law 119-5 disapproved the Treasury and IRS final rule that would have required specified non-custodial DeFi participants to report digital-asset sales as brokers.
How to read the ledger
Each entry names its posture: a binding action, a proposal, guidance, enforcement, or a political signal. A speech is not a rule and a bill is not a law. Every entry starts from the primary document and lists what is still open, rather than turning a headline into permission.
Coverage and corrections
The ledger follows the U.S. authorities that matter to registered investment advisers, plus state actions of national weight. A published version never changes. A correction or a changed reading creates a new version at the same address, and every earlier version stays in the JSON ledger.
Educational analysis for financial professionals. Not legal, tax, compliance, or investment advice. Verify current primary sources and consult qualified counsel before implementation.