RIA digital-asset regulatory change ledger
Which authority changed what, for whom, on what date, and what an advisor must do next.
OCC and FDIC finalize narrower supervisory standards that cover stablecoin-law violations
Effective November 2, 2026, the OCC and FDIC will use a nationwide definition of unsafe or unsound practice requiring conduct contrary to prudent operation that has caused, or is likely to cause, material financial…
SEC and CFTC delay Form PF digital-asset reporting amendments to July 2027
The SEC and CFTC jointly moved the compliance date for the February 2024 Form PF amendments from October 1, 2026, to July 1, 2027.
CME certifies standard and micro Bitcoin and Ether futures offsets
CME certified amendments adding Bitcoin, Micro Bitcoin, Ether, and Micro Ether futures to Rule 855's table for offsetting positions in different-sized contracts.
California finalizes Digital Financial Assets Law licensing regulations
California finalized regulations implementing DFAL licensing applications and requirements and a Money Transmission Act exemption.
NFA broadens Compliance Rule 2-51 and repeals its earlier virtual-currency interpretive notice
NFA amended Rule 2-51 and repealed the older virtual-currency interpretive notice, updating the operative member standard for covered digital-asset commodity activities.
SEC withdraws a broad slate of 2022–2023 proposals affecting advisers and markets
The SEC formally withdrew multiple proposals and stated it did not intend to issue final rules from them, including safeguarding advisory client assets, adviser cybersecurity, predictive-data conflicts, outsourcing…
How to read the ledger
Each entry names its posture: a binding action, a proposal, guidance, enforcement, or a political signal. A speech is not a rule and a bill is not a law. Every entry starts from the primary document and lists what is still open, rather than turning a headline into permission.
Coverage and corrections
The ledger follows the U.S. authorities that matter to registered investment advisers, plus state actions of national weight. A published version never changes. A correction or a changed reading creates a new version at the same address, and every earlier version stays in the JSON ledger.
Educational analysis for financial professionals. Not legal, tax, compliance, or investment advice. Verify current primary sources and consult qualified counsel before implementation.