# RIADeFi regulatory change ledger

> Dated U.S. digital-asset regulatory developments for financial advisors. Updated 2026-09-25. Educational analysis; not legal advice.

- Machine-readable ledger: https://riadefi.com/regulation/ledger.json
- Feed: https://riadefi.com/regulation/feed.xml
- Advisor-relevant entries: https://riadefi.com/regulation/?show=advisor

## Entries (178)

- 2026-09-24 · Guidance · [CFTC staff expands crypto and blockchain FAQs to tokenized investments and recordkeeping](https://riadefi.com/regulation/2025-12-08-cftc-letter-25-39-tokenized-collateral/)
- 2026-09-24 · Proposal · not in effect · [Federal Reserve proposes GENIUS Act standards and an approval process for bank stablecoin issuers](https://riadefi.com/regulation/2026-09-24-federal-reserve-genius-act-stablecoin-framework/)
- 2026-09-21 · Agency order · [SEC grants ARK relief for a tokenized interval-fund share class](https://riadefi.com/regulation/2026-08-24-sec-ark-venture-tokenized-share-class-application/)
- 2026-09-19 · Proposal · not in effect · [SecondaryDAO petitions SEC for tokenized real-property crowdfunding exemptions](https://riadefi.com/regulation/2026-09-19-sec-secondarydao-tokenized-real-property-crowdfunding-petition/)
- 2026-09-17 · Agency order · [SEC grants a five-year innovation exemption for on-chain trading of tokenized NMS stocks](https://riadefi.com/regulation/2025-06-09-sec-chair-defi-innovation-exemption-signal/)
- 2026-09-17 · Guidance · [CFTC staff broadens registration relief for passive derivatives-trading software providers](https://riadefi.com/regulation/2026-09-17-cftc-passive-software-provider-ib-registration-relief/)
- 2026-09-17 · Agency order · [OFAC adds BitBank and its developer to Iran digital-asset sanctions](https://riadefi.com/regulation/2026-08-07-ofac-iran-crypto-exchanges-wallet-designations/)
- 2026-09-15 · Proposal · not in effect · [House passes bill supporting cryptocurrency-scam investigations and blockchain tracing](https://riadefi.com/regulation/2026-09-15-guard-act-elder-crypto-fraud/)
- 2026-09-14 · Official signal · nonbinding · [SEC Chair directs staff to develop conditional crypto-custody proposal](https://riadefi.com/regulation/2026-09-14-sec-chair-crypto-custody-proposal-signal/)
- 2026-09-14 · Proposal · not in effect · [House bill proposes comprehensive digital-asset tax reforms](https://riadefi.com/regulation/2026-09-14-house-digital-asset-tax-certainty-act/)
- 2026-09-13 · Proposal · not in effect · [Petitioner asks SEC to require verifiable digital-asset reserve disclosures](https://riadefi.com/regulation/2026-09-13-sec-digital-asset-reserve-verification-petition/)
- 2026-09-11 · Official signal · nonbinding · [Polymarket US self-certifies a cryptocurrency-launch event-contract class](https://riadefi.com/regulation/2026-09-11-polymarket-us-token-launch-contract-class/)
- 2026-09-10 · Guidance · [FinCEN identifies digital-asset patterns in Iran-related whistleblower bulletin](https://riadefi.com/regulation/2026-09-10-fincen-iran-digital-asset-whistleblower-bulletin/)
- 2026-09-09 · Agency order · [OFAC designates Xinbi Guarantee and lists associated TRX addresses](https://riadefi.com/regulation/2026-09-09-ofac-xinbi-guarantee-wallet-designations/)
- 2026-09-08 · Proposal · not in effect · [House bill proposes cryptocurrency discovery and audit requirements for federal agencies](https://riadefi.com/regulation/2026-09-08-digital-asset-inventory-audit-act/)
- 2026-09-03 · Agency order · [SEC extends broader crypto ETP generic listing standards to Nasdaq Texas](https://riadefi.com/regulation/2025-09-17-sec-generic-listing-standards-commodity-etps/)
- 2026-09-03 · Guidance · [FinCEN issues digital-asset scam-center indicators and reporting instructions](https://riadefi.com/regulation/2026-09-03-fincen-digital-asset-investment-scam-centers-alert/)
- 2026-09-03 · Official signal · nonbinding · [CFTC international-affairs director flags cross-border oversight gaps in on-chain markets](https://riadefi.com/regulation/2026-09-03-cftc-cross-border-onchain-supervisory-review-signal/)
- 2026-09-03 · Proposal · not in effect · [FINRA proposes fraud holds expressly covering customer crypto assets](https://riadefi.com/regulation/2026-09-03-finra-customer-crypto-assets-fraud-holds/)
- 2026-09-01 · Proposal · not in effect · [SEC proposes transfer-agent rules that would let the official shareholder record sit on a blockchain](https://riadefi.com/regulation/2026-09-01-sec-transfer-agent-rules-tokenization/)
- 2026-09-01 · Proposal · not in effect · [Cboe equities exchanges extend Trading Platform data fees to tokenized and decentralized venues](https://riadefi.com/regulation/2026-09-01-cboe-equities-tokenized-trading-platform-market-data-fees/)
- 2026-09-01 · Final rule · [OCC and FDIC finalize narrower supervisory standards that cover stablecoin-law violations](https://riadefi.com/regulation/2026-09-01-occ-fdic-unsafe-unsound-mra-standards/)
- 2026-08-31 · Final rule · [SEC and CFTC delay Form PF digital-asset reporting amendments to July 2027](https://riadefi.com/regulation/2026-08-31-sec-cftc-form-pf-2024-amendments-compliance/)
- 2026-08-24 · Agency order · [OFAC extends Iran sanctions to the digital-asset sector and lists associated wallets](https://riadefi.com/regulation/2026-08-24-ofac-iran-digital-asset-sector-determination/)
- 2026-08-20 · Official signal · nonbinding · [CFTC Chair directs staff to explore crypto-market and on-chain protocol rules](https://riadefi.com/regulation/2026-08-20-cftc-selig-crypto-market-onchain-roadmap/)
- 2026-08-20 · Proposal · not in effect · [SEC proposes a $123 million UST investor distribution plan](https://riadefi.com/regulation/2026-08-20-sec-tai-mo-shan-ust-fair-fund-distribution/)
- 2026-08-19 · Official signal · nonbinding · [OCC projects a November final rule for supervised payment-stablecoin issuers](https://riadefi.com/regulation/2026-03-02-occ-genius-stablecoin-issuance-proposal/)
- 2026-08-19 · Final rule · [CME certifies standard and micro Bitcoin and Ether futures offsets](https://riadefi.com/regulation/2026-08-19-cme-bitcoin-ether-standard-micro-futures-offsets/)
- 2026-08-18 · Proposal · not in effect · [Nasdaq makes a premium liquidity-provider program available to qualifying crypto ETPs](https://riadefi.com/regulation/2026-08-18-nasdaq-etp-quality-liquidity-provider-program/)
- 2026-08-18 · Enforcement · [Federal court enters supplemental CFTC sanctions against former FTX and Alameda executives](https://riadefi.com/regulation/2026-08-18-cftc-ftx-ellison-wang-supplemental-consent-orders/)
- 2026-08-18 · Proposal · not in effect · [SEC proposes tailored crypto-asset offering exemptions and an investment-contract safe harbor](https://riadefi.com/regulation/2026-07-03-sec-crypto-offerings-agenda-signal/)
- 2026-08-18 · Proposal · not in effect · [Treasury proposes GENIUS Act rules for payment-stablecoin issuance and U.S. distribution](https://riadefi.com/regulation/2025-09-19-treasury-genius-act-implementation-anprm/)
- 2026-08-14 · Proposal · not in effect · [Cboe BZX proposes 3x bitcoin- and ether-futures ETFs](https://riadefi.com/regulation/2026-08-14-cboe-bzx-vs-trust-3x-bitcoin-ether-etfs/)
- 2026-08-12 · Guidance · [SEC staff lets Franklin funds hold on-chain money-fund shares with their affiliated transfer agent as custodian](https://riadefi.com/regulation/2026-08-12-sec-franklin-onchain-money-fund-custody-no-action/)
- 2026-08-12 · Agency order · [SEC approves expanded weekly expirations for qualifying ISE ETF options, including IBIT](https://riadefi.com/regulation/2026-08-12-nasdaq-ise-short-term-options-qualifying-etfs/)
- 2026-08-11 · Enforcement · [CFTC alleges a $397 million Goliath crypto liquidity-pool fraud](https://riadefi.com/regulation/2026-08-11-cftc-goliath-crypto-liquidity-pool-fraud/)
- 2026-08-10 · Proposal · not in effect · [Nasdaq ISE proposes broader options-listing criteria for digital-commodity trusts](https://riadefi.com/regulation/2026-08-10-nasdaq-ise-digital-commodity-trust-options-listing/)
- 2026-08-07 · Agency order · [FinCEN renews outbound-transfer reporting order for two Minnesota counties](https://riadefi.com/regulation/2026-08-07-fincen-minnesota-fraud-gto-renewal/)
- 2026-08-06 · Proposal · not in effect · [CFTC conflicts and affiliations proposal reaches the Federal Register](https://riadefi.com/regulation/2026-08-06-cftc-conflicts-affiliations-proposal/)
- 2026-08-04 · Official signal · nonbinding · [U.S. and UK regulators report on stablecoin and digital-asset workstreams](https://riadefi.com/regulation/2026-08-04-us-uk-frwg-genius-implementation-signal/)
- 2026-08-04 · Agency order · [FDIC approves deposit insurance for a digital-asset-focused de novo national bank](https://riadefi.com/regulation/2026-08-04-fdic-augustus-national-bank-deposit-insurance/)
- 2026-08-03 · Enforcement · [SEC settles crypto wash-trading claims against market maker Gotbit](https://riadefi.com/regulation/2026-08-03-sec-gotbit-crypto-wash-trading-judgment/)
- 2026-08-03 · Agency order · [SEC grants review of the Nasdaq PHLX bitcoin index options approval](https://riadefi.com/regulation/2026-08-03-nasdaq-phlx-bitcoin-index-options-review/)
- 2026-07-24 · Agency order · [SEC approves FINRA underwriting and private-placement filing amendments](https://riadefi.com/regulation/2026-07-24-finra-rules-5110-5123-underwriting-private-placement-amendments/)
- 2026-07-22 · Official signal · nonbinding · [SEC Commissioner flags unresolved securities-law issues for crypto vault and lending strategies](https://riadefi.com/regulation/2026-07-22-sec-commissioner-crypto-vaults-lending-signal/)
- 2026-07-14 · Official signal · nonbinding · [U.S.-UK taskforce recommends cross-border capital-markets and digital-asset alignment](https://riadefi.com/regulation/2026-07-14-us-uk-markets-future-digital-assets-recommendations/)
- 2026-07-03 · Official signal · nonbinding · [CFTC agenda adds blockchain and digital-asset rulemaking](https://riadefi.com/regulation/2026-07-03-cftc-blockchain-digital-assets-agenda-signal/)
- 2026-07-03 · Official signal · nonbinding · [SEC agenda reschedules adviser and fund custody modernization](https://riadefi.com/regulation/2026-07-03-sec-custody-rules-agenda-signal/)
- 2026-07-03 · Official signal · nonbinding · [SEC agenda reschedules broker-dealer crypto financial-responsibility rules](https://riadefi.com/regulation/2026-07-03-sec-broker-crypto-financial-responsibility-agenda-signal/)
- 2026-07-03 · Official signal · nonbinding · [SEC agenda reschedules crypto market-structure amendments](https://riadefi.com/regulation/2026-07-03-sec-crypto-market-structure-agenda-signal/)
- 2026-07-03 · Official signal · nonbinding · [IRS agenda reschedules digital-asset cash-equivalent reporting rules](https://riadefi.com/regulation/2026-07-03-irs-digital-asset-cash-reporting-agenda-signal/)
- 2026-07-03 · Official signal · nonbinding · [IRS agenda schedules CARF digital-transaction broker reporting](https://riadefi.com/regulation/2026-07-03-irs-carf-digital-transaction-reporting-agenda-signal/)
- 2026-06-29 · Final rule · [California finalizes Digital Financial Assets Law licensing regulations](https://riadefi.com/regulation/2026-06-29-california-dfal-licensing-regulations/)
- 2026-06-24 · Proposal · not in effect · [OCC proposes AML and sanctions risk-management standards for supervised stablecoin issuers](https://riadefi.com/regulation/2026-06-24-occ-genius-act-stablecoin-aml-risk-management/)
- 2026-06-23 · Proposal · not in effect · [FinCEN severs Huione Group and proposes covering successor entities](https://riadefi.com/regulation/2026-06-23-fincen-huione-group-section-311-lifecycle/)
- 2026-06-22 · Proposal · not in effect · [Federal agencies propose customer-identification programs for permitted stablecoin issuers](https://riadefi.com/regulation/2026-06-22-genius-act-stablecoin-customer-identification-program/)
- 2026-06-18 · Proposal · not in effect · [SEC and CFTC seek comment on harmonizing derivatives product definitions](https://riadefi.com/regulation/2026-06-18-sec-cftc-derivatives-product-definitions-rfi/)
- 2026-06-17 · Proposal · not in effect · [SEC proposes rescinding the NMS trade-through and locked-market provisions](https://riadefi.com/regulation/2026-06-17-sec-regulation-nms-trade-through-rescission-proposal/)
- 2026-06-16 · Official signal · nonbinding · [CFTC seeks input on innovation and competition for fintech firms](https://riadefi.com/regulation/2026-06-16-cftc-fintech-innovation-competition-rfi/)
- 2026-06-12 · Guidance · [CFTC staff permits temporary conversion of existing contracts into true digital-commodity perpetual futures](https://riadefi.com/regulation/2026-06-12-cftc-letter-26-19-digital-commodity-perpetual-conversion/)
- 2026-06-09 · Proposal · not in effect · [NYDFS proposes a GENIUS-aligned stablecoin regulation](https://riadefi.com/regulation/2026-06-09-nydfs-genius-stablecoin-regulation-proposal/)
- 2026-06-05 · Proposal · not in effect · [FDIC proposes AML and sanctions standards for supervised stablecoin issuers](https://riadefi.com/regulation/2026-06-05-fdic-stablecoin-aml-sanctions-standards-proposal/)
- 2026-06-03 · Guidance · [CFTC staff grants time-limited dormancy relief to Cboe Digital Exchange](https://riadefi.com/regulation/2026-06-03-cftc-cboe-digital-dormancy-relief/)
- 2026-06-02 · Enforcement · [OFAC designates Nobitex and associated Iranian digital-asset exchanges](https://riadefi.com/regulation/2026-06-02-ofac-nobitex-iran-digital-asset-exchange-designations/)
- 2026-06-02 · Official signal · nonbinding · [NYDFS and EBA establish cross-border stablecoin supervisory cooperation](https://riadefi.com/regulation/2026-06-02-nydfs-eba-stablecoin-supervision-mou/)
- 2026-06-01 · Enforcement · [Texas halts an alleged fraudulent tokenized-real-estate offering](https://riadefi.com/regulation/2026-06-01-texas-tokenized-real-estate-emergency-order/)
- 2026-06-01 · Proposal · not in effect · [CLARITY Act advances to the Senate legislative calendar](https://riadefi.com/regulation/2026-06-01-digital-asset-market-clarity-act/)
- 2026-05-29 · Guidance · [CFTC staff classifies specified foreign crypto perpetuals and permits conditional margin transfers](https://riadefi.com/regulation/2026-05-29-cftc-foreign-crypto-perpetuals-margin-relief/)
- 2026-05-29 · Agency order · [CFTC approves a bitcoin perpetual contract as a futures contract and issues a listing policy](https://riadefi.com/regulation/2026-05-29-cftc-bitcoin-perpetual-futures-policy/)
- 2026-05-29 · Guidance · [CFTC staff sets expectations for 24/7 trading, clearing, and settlement](https://riadefi.com/regulation/2026-05-29-cftc-24-7-trading-clearing-advisory/)
- 2026-05-19 · Guidance · [CFTC replaces its enforcement cooperation policy with a defined path to declination](https://riadefi.com/regulation/2026-05-19-cftc-enforcement-cooperation-policy-lifecycle/)
- 2026-05-19 · Official signal · nonbinding · [Executive Order 14405 directs regulators to reduce barriers for fintech and digital-asset firms](https://riadefi.com/regulation/2026-05-19-executive-order-14405-fintech-regulatory-integration/)
- 2026-05-18 · Enforcement · [California crypto-kiosk enforcement wave culminates in Hermes Bitcoin shutdown](https://riadefi.com/regulation/2026-05-18-dfpi-crypto-kiosk-enforcement-wave/)
- 2026-05-08 · Official signal · nonbinding · [Federal Reserve Governor Cook addresses tokenization and financial-system risks](https://riadefi.com/regulation/2026-05-08-federal-reserve-cook-tokenization-financial-system-signal/)
- 2026-04-27 · Official signal · nonbinding · [PCAOB board member flags crypto audit risks and evidence questions](https://riadefi.com/regulation/2026-04-27-pcaob-crypto-audit-oversight-signal/)
- 2026-04-15 · Proposal · not in effect · [FASB advances accounting project for crypto transfers and wrapped tokens](https://riadefi.com/regulation/2026-04-15-fasb-crypto-transfer-accounting-project/)
- 2026-04-15 · Proposal · not in effect · [FASB prepares proposal on digital assets as cash equivalents](https://riadefi.com/regulation/2026-04-15-fasb-digital-assets-cash-equivalents-project/)
- 2026-04-13 · Guidance · [SEC staff provides a conditional broker-registration path for self-custodial crypto interfaces](https://riadefi.com/regulation/2026-04-13-sec-self-custodial-interface-broker-guidance/)
- 2026-04-10 · Proposal · not in effect · [FinCEN and OFAC propose GENIUS Act AML and sanctions programs for stablecoin issuers](https://riadefi.com/regulation/2026-04-10-genius-act-fincen-ofac-aml-sanctions-proposal/)
- 2026-04-10 · Proposal · not in effect · [FDIC proposes GENIUS Act standards and reserve treatment for supervised stablecoin issuers](https://riadefi.com/regulation/2026-04-10-fdic-genius-act-stablecoin-issuer-standards/)
- 2026-04-09 · Guidance · [Treasury opens cyber-threat information sharing to eligible digital-asset firms](https://riadefi.com/regulation/2026-04-09-treasury-digital-asset-cyber-information-sharing-initiative/)
- 2026-04-07 · Proposal · not in effect · [FinCEN proposes risk-based AML/CFT program reform](https://riadefi.com/regulation/2026-04-07-fincen-aml-program-modernization-proposal/)
- 2026-04-03 · Proposal · not in effect · [Treasury proposes principles for certifying state stablecoin regimes](https://riadefi.com/regulation/2026-04-03-treasury-genius-state-regime-similarity-principles/)
- 2026-03-31 · Official signal · nonbinding · [Federal Reserve Governor Barr flags stablecoin implementation priorities](https://riadefi.com/regulation/2026-03-31-federal-reserve-barr-stablecoins-implementation-signal/)
- 2026-03-31 · Proposal · not in effect · [DOL proposes an ERISA prudence safe harbor for plan options with alternative assets](https://riadefi.com/regulation/2026-03-31-dol-designated-investment-alternatives-safe-harbor/)
- 2026-03-20 · Enforcement · [Texas resolves securities allegations against Voyager Digital entities](https://riadefi.com/regulation/2026-03-20-texas-voyager-digital-securities-consent-order/)
- 2026-03-20 · Guidance · [CFTC staff publishes FAQs for registrant crypto and blockchain activities](https://riadefi.com/regulation/2026-03-20-cftc-crypto-blockchain-faqs/)
- 2026-03-18 · Agency order · [SEC staff approves Nasdaq rule to trade tokenized shares on the same order book as ordinary shares](https://riadefi.com/regulation/2026-03-18-nasdaq-tokenized-securities-trading-rule/)
- 2026-03-17 · Guidance · [CFTC staff grants conditional registration relief for self-custodial wallet software](https://riadefi.com/regulation/2026-03-17-cftc-self-custodial-wallet-registration-relief/)
- 2026-03-17 · Guidance · [SEC issues Commission-level interpretation for crypto-asset status and transactions](https://riadefi.com/regulation/2026-03-17-sec-crypto-asset-interpretation/)
- 2026-03-11 · Official signal · nonbinding · [SEC and CFTC sign a formal regulatory-harmonization memorandum](https://riadefi.com/regulation/2026-03-11-sec-cftc-harmonization-mou/)
- 2026-03-05 · Guidance · [Banking agencies clarify capital treatment of tokenized securities](https://riadefi.com/regulation/2026-03-05-bank-capital-treatment-tokenized-securities/)
- 2026-03-05 · Proposal · not in effect · [Treasury and IRS propose an alternative electronic-delivery process for Form 1099-DA](https://riadefi.com/regulation/2026-03-05-irs-proposed-electronic-delivery-form-1099-da/)
- 2026-02-23 · Agency order · [SEC lets dealers trade WisdomTree's blockchain-recorded money fund at $1.00 around the clock](https://riadefi.com/regulation/2026-02-23-sec-wisdomtree-digital-mmf-dealer-pricing-order/)
- 2026-02-19 · Guidance · [SEC trading staff expands crypto and distributed-ledger FAQs for intermediaries](https://riadefi.com/regulation/2026-02-19-sec-trading-markets-crypto-dlt-faqs/)
- 2026-02-06 · Guidance · [CFTC staff permits conditional use of specified digital assets as FCM margin collateral](https://riadefi.com/regulation/2026-02-06-cftc-letter-26-05-digital-assets-margin-collateral/)
- 2026-01-28 · Official signal · nonbinding · [SEC staff distinguishes issuer-sponsored, custodial, and synthetic tokenized securities](https://riadefi.com/regulation/2026-01-28-sec-tokenized-securities-staff-statement/)
- 2026-01-14 · Enforcement · [California fines Nexo $500,000 over unlicensed crypto-backed lending](https://riadefi.com/regulation/2026-01-14-dfpi-nexo-crypto-backed-lending-order/)
- 2026-01-12 · Proposal · not in effect · [SEC proposes higher small-entity thresholds for advisers and investment companies](https://riadefi.com/regulation/2026-01-12-sec-small-adviser-investment-company-rfa-definitions/)
- 2025-12-22 · Guidance · [NFA adds filings for FCMs accepting digital assets as margin collateral](https://riadefi.com/regulation/2025-12-22-nfa-fcm-digital-asset-margin-collateral-filings/)
- 2025-12-19 · Proposal · not in effect · [FDIC proposes approval procedures for bank-subsidiary stablecoin issuance](https://riadefi.com/regulation/2025-12-19-fdic-stablecoin-subsidiary-approval-proposal/)
- 2025-12-17 · Guidance · [SEC trading staff states conditions for broker-dealer possession of crypto-asset securities](https://riadefi.com/regulation/2025-12-17-sec-broker-dealer-crypto-custody-statement/)
- 2025-12-16 · Enforcement · [OFAC settles sanctions violations with Exodus Movement](https://riadefi.com/regulation/2025-12-16-ofac-exodus-sanctions-settlement/)
- 2025-12-16 · Guidance · [CFTC withdraws its retail digital-asset commodity-transaction guidance](https://riadefi.com/regulation/2025-12-16-cftc-retail-digital-asset-guidance-withdrawal/)
- 2025-12-11 · Official signal · nonbinding · [FSOC’s 2025 annual report sets digital-finance monitoring priorities](https://riadefi.com/regulation/2025-12-11-fsoc-2025-annual-report-digital-finance/)
- 2025-12-11 · Guidance · [SEC trading staff grants conditional no-action relief for DTC tokenization services pilot](https://riadefi.com/regulation/2025-12-11-sec-dtc-tokenization-services-no-action/)
- 2025-12-09 · Enforcement · [FinCEN penalizes Paxful for willful BSA failures](https://riadefi.com/regulation/2025-12-09-fincen-paxful-bsa-enforcement/)
- 2025-12-09 · Guidance · [FINRA’s 2026 oversight report updates crypto supervision and communications findings](https://riadefi.com/regulation/2025-12-09-finra-2026-oversight-report-crypto/)
- 2025-12-04 · Official signal · nonbinding · [CFTC announces listed spot crypto trading on federally regulated exchanges](https://riadefi.com/regulation/2025-12-04-cftc-listed-spot-crypto-trading-launch/)
- 2025-11-18 · Guidance · [OCC permits banks to hold limited crypto as principal for network fees and testing](https://riadefi.com/regulation/2025-11-18-occ-interpretive-letter-1186-network-fees/)
- 2025-11-12 · Official signal · nonbinding · [SEC Chairman previews a Howey-based token taxonomy under Project Crypto](https://riadefi.com/regulation/2025-11-12-sec-chair-project-crypto-token-taxonomy-speech/)
- 2025-11-07 · Official signal · nonbinding · [Federal Reserve Governor Miran addresses stablecoins and monetary policy](https://riadefi.com/regulation/2025-11-07-federal-reserve-miran-stablecoins-monetary-policy-signal/)
- 2025-10-31 · Court decision · [Tenth Circuit affirms Federal Reserve discretion to deny Custodia a master account](https://riadefi.com/regulation/2025-10-31-custodia-master-account-tenth-circuit/)
- 2025-10-16 · Official signal · nonbinding · [Federal Reserve Governor Barr discusses stablecoin risks and implementation](https://riadefi.com/regulation/2025-10-16-federal-reserve-barr-stablecoins-signal/)
- 2025-10-01 · Final rule · [NFA broadens Compliance Rule 2-51 and repeals its earlier virtual-currency interpretive notice](https://riadefi.com/regulation/2025-10-01-nfa-compliance-rule-2-51-amendments/)
- 2025-09-30 · Guidance · [NYDFS updates virtual-currency custody and insolvency guidance](https://riadefi.com/regulation/2025-09-30-nydfs-virtual-currency-custody-insolvency-guidance/)
- 2025-09-30 · Guidance · [SEC investment-management staff permits conditional use of state trust companies for crypto custody](https://riadefi.com/regulation/2025-09-30-sec-state-trust-company-crypto-custody-no-action/)
- 2025-09-22 · Enforcement · [OFAC settles sanctions violations with ShapeShift](https://riadefi.com/regulation/2025-09-22-ofac-shapeshift-sanctions-settlement/)
- 2025-09-17 · Guidance · [NYDFS extends blockchain-analytics guidance to banking organizations](https://riadefi.com/regulation/2025-09-17-nydfs-blockchain-analytics-banking-guidance/)
- 2025-09-02 · Official signal · nonbinding · [SEC and CFTC staff state that registered exchanges are not barred from certain spot crypto trading](https://riadefi.com/regulation/2025-09-02-sec-cftc-spot-crypto-exchange-trading-statement/)
- 2025-08-15 · Guidance · [Federal Reserve sunsets its novel-activities supervision program](https://riadefi.com/regulation/2025-08-15-federal-reserve-novel-activities-supervision-sunset/)
- 2025-08-14 · Enforcement · [OFAC designates Garantex successor Grinex and associated crypto network](https://riadefi.com/regulation/2025-08-14-ofac-garantex-grinex-crypto-exchange-designations/)
- 2025-08-07 · Enforcement · [NYDFS settles Paxos AML and Binance-diligence failures](https://riadefi.com/regulation/2025-08-07-nydfs-paxos-binance-aml-settlement/)
- 2025-08-07 · Enacted law · [Executive order directs banking regulators to eliminate politicized or unlawful debanking practices](https://riadefi.com/regulation/2025-08-07-executive-order-fair-banking/)
- 2025-08-07 · Official signal · nonbinding · [Executive Order directs review of 401(k) access to digital-asset and other alternative investments](https://riadefi.com/regulation/2025-08-07-executive-order-14330-401k-alternative-assets/)
- 2025-08-05 · Official signal · nonbinding · [SEC staff states that described liquid-staking activities are not securities transactions](https://riadefi.com/regulation/2025-08-05-sec-liquid-staking-staff-statement/)
- 2025-08-05 · Official signal · nonbinding · [CFTC Commissioner outlines AI, third-party, cyber, and digital-asset governance expectations](https://riadefi.com/regulation/2025-08-05-cftc-commissioner-ai-digital-asset-governance-signal/)
- 2025-08-04 · Guidance · [FinCEN issues virtual-currency kiosk scam and illicit-finance notice](https://riadefi.com/regulation/2025-08-04-fincen-convertible-virtual-currency-kiosk-notice/)
- 2025-07-31 · Official signal · nonbinding · [SEC Chairman announces Project Crypto priorities for onchain securities markets](https://riadefi.com/regulation/2025-07-31-sec-chair-project-crypto-launch-speech/)
- 2025-07-30 · Official signal · nonbinding · [President’s Working Group issues a government-wide digital-asset regulatory roadmap](https://riadefi.com/regulation/2025-07-30-pwg-digital-asset-markets-report/)
- 2025-07-29 · Agency order · [SEC approves in-kind creations and redemptions for bitcoin and ether ETPs](https://riadefi.com/regulation/2025-07-29-sec-crypto-etp-in-kind-creations-redemptions/)
- 2025-07-25 · Enforcement · [FINRA fines TradeStation over crypto-affiliate communications](https://riadefi.com/regulation/2025-07-25-finra-tradestation-crypto-affiliate-communications/)
- 2025-07-21 · Proposal · not in effect · [House passes a digital-asset illicit-finance working-group bill](https://riadefi.com/regulation/2025-07-21-financial-technology-protection-act-house/)
- 2025-07-18 · Enacted law · [GENIUS Act creates a federal framework for payment stablecoin issuers](https://riadefi.com/regulation/2025-07-18-genius-act-payment-stablecoins/)
- 2025-07-17 · Proposal · not in effect · [House passes a bill restricting Federal Reserve central-bank digital currency activity](https://riadefi.com/regulation/2025-07-17-anti-cbdc-surveillance-state-act-house/)
- 2025-07-14 · Guidance · [Banking agencies issue joint crypto-asset safekeeping risk-management statement](https://riadefi.com/regulation/2025-07-14-bank-crypto-asset-safekeeping-risk-management/)
- 2025-07-07 · Enforcement · [California penalizes Coinme for crypto-kiosk DFAL violations](https://riadefi.com/regulation/2025-07-07-california-dfal-coinme-kiosk-enforcement/)
- 2025-07-01 · Guidance · [SEC staff identifies disclosure considerations for crypto-asset exchange-traded products](https://riadefi.com/regulation/2025-07-01-sec-crypto-etp-disclosure-statement/)
- 2025-06-23 · Proposal · not in effect · [House passes a Commerce Department blockchain leadership bill](https://riadefi.com/regulation/2025-06-23-deploying-american-blockchains-act-house/)
- 2025-06-17 · Final rule · [SEC withdraws a broad slate of 2022–2023 proposals affecting advisers and markets](https://riadefi.com/regulation/2025-06-17-sec-withdrawal-2022-2023-rule-proposals/)
- 2025-06-12 · Guidance · [IRS extends transition relief for digital-asset broker backup withholding and reporting](https://riadefi.com/regulation/2025-06-12-irs-notice-2025-33-digital-asset-broker-relief/)
- 2025-06-09 · Proposal · not in effect · [SEC seeks comment on foreign-private-issuer eligibility](https://riadefi.com/regulation/2025-06-09-sec-foreign-private-issuer-eligibility-concept/)
- 2025-05-29 · Enforcement · [NFA sanctions OANDA over crypto-broker promotions and other supervisory failures](https://riadefi.com/regulation/2025-05-29-nfa-oanda-crypto-promotional-material-enforcement/)
- 2025-05-29 · Enforcement · [SEC dismisses seven crypto enforcement cases as policy shifts to rulemaking](https://riadefi.com/regulation/2025-05-29-sec-crypto-enforcement-dismissal-wave/)
- 2025-05-29 · Official signal · nonbinding · [SEC staff states that described protocol staking activities are not securities transactions](https://riadefi.com/regulation/2025-05-29-sec-protocol-staking-staff-statement/)
- 2025-05-28 · Enforcement · [FINRA fines Firstrade over crypto-affiliate communications](https://riadefi.com/regulation/2025-05-28-finra-firstrade-crypto-affiliate-communications/)
- 2025-05-28 · Guidance · [Labor Department rescinds its special 'extreme care' cryptocurrency guidance](https://riadefi.com/regulation/2025-05-28-dol-401k-crypto-guidance-rescission/)
- 2025-05-15 · Agency order · [CFPB withdraws proposed EFTA treatment for emerging payment mechanisms](https://riadefi.com/regulation/2025-05-15-cfpb-emerging-payment-mechanisms-efta-proposal-withdrawal/)
- 2025-05-15 · Guidance · [SEC staff withdraws the joint broker-dealer digital-asset custody statement](https://riadefi.com/regulation/2025-05-15-sec-joint-broker-dealer-digital-asset-custody-statement-withdrawal/)
- 2025-05-07 · Guidance · [OCC confirms banks may execute and outsource crypto transactions tied to custody services](https://riadefi.com/regulation/2025-05-07-occ-interpretive-letter-1184-crypto-custody-execution/)
- 2025-05-06 · Guidance · [SEC staff withdraws its 2022 crypto-market disclosure sample letter](https://riadefi.com/regulation/2025-05-06-sec-crypto-market-disclosure-sample-letter-withdrawal/)
- 2025-04-24 · Guidance · [Federal Reserve withdraws crypto and dollar-token notification and nonobjection guidance](https://riadefi.com/regulation/2025-04-24-federal-reserve-crypto-guidance-withdrawals/)
- 2025-04-21 · Official signal · nonbinding · [CFTC staff seeks comment on 24/7 trading and perpetual derivatives](https://riadefi.com/regulation/2025-04-21-cftc-24-7-trading-perpetual-contract-rfis/)
- 2025-04-10 · Enforcement · [NYDFS settles Cash App AML and virtual-currency compliance failures with Block](https://riadefi.com/regulation/2025-04-10-nydfs-block-cash-app-aml-settlement/)
- 2025-04-10 · Guidance · [SEC staff identifies disclosure considerations for crypto-asset securities offerings and registrations](https://riadefi.com/regulation/2025-04-10-sec-crypto-offerings-registration-disclosure-statement/)
- 2025-04-10 · Enacted law · [Congress nullifies the DeFi broker reporting rule under the Congressional Review Act](https://riadefi.com/regulation/2025-04-10-irs-defi-broker-reporting-cra-revocation/)
- 2025-04-08 · Official signal · nonbinding · [CFTC leadership narrows digital-asset enforcement priorities toward fraud and willful violations](https://riadefi.com/regulation/2025-04-08-cftc-digital-asset-enforcement-priorities-april/)
- 2025-04-07 · Guidance · [DOJ narrows digital-asset enforcement priorities](https://riadefi.com/regulation/2025-04-07-doj-ending-regulation-by-prosecution-digital-assets/)
- 2025-04-04 · Official signal · nonbinding · [SEC staff states that described reserve-backed payment stablecoins are not securities](https://riadefi.com/regulation/2025-04-04-sec-covered-stablecoins-staff-statement/)
- 2025-03-28 · Guidance · [CFTC staff withdraws special risk-review advisory for expanded digital-asset clearing](https://riadefi.com/regulation/2025-03-28-cftc-staff-advisory-23-07-withdrawal/)
- 2025-03-28 · Guidance · [FDIC rescinds prior-approval expectations for bank crypto-related activities](https://riadefi.com/regulation/2025-03-28-fdic-fil-7-2025-crypto-notification-rescission/)
- 2025-03-27 · Guidance · [CFTC staff withdraws special virtual-currency derivative listing advisory](https://riadefi.com/regulation/2025-03-27-cftc-virtual-currency-derivative-listing-advisory-withdrawal/)
- 2025-03-21 · Agency order · [Treasury removes Tornado Cash property and addresses from OFAC sanctions lists](https://riadefi.com/regulation/2025-03-21-ofac-tornado-cash-delisting/)
- 2025-03-20 · Official signal · nonbinding · [SEC staff states that described proof-of-work mining activities are not securities transactions](https://riadefi.com/regulation/2025-03-20-sec-proof-of-work-mining-staff-statement/)
- 2025-03-07 · Guidance · [OCC removes supervisory nonobjection requirement for permissible bank crypto activities](https://riadefi.com/regulation/2025-03-07-occ-interpretive-letter-1183-crypto-activities/)
- 2025-03-06 · Official signal · nonbinding · [President establishes a Strategic Bitcoin Reserve and U.S. Digital Asset Stockpile](https://riadefi.com/regulation/2025-03-06-strategic-bitcoin-reserve-executive-order/)
- 2025-02-27 · Official signal · nonbinding · [Federal Reserve Vice Chair Barr discusses lessons from novel-activity supervision](https://riadefi.com/regulation/2025-02-27-federal-reserve-barr-novel-activities-supervision-signal/)
- 2025-02-27 · Official signal · nonbinding · [SEC corporation-finance staff states that described meme coins generally are not securities](https://riadefi.com/regulation/2025-02-27-sec-meme-coins-staff-statement/)
- 2025-02-12 · Official signal · nonbinding · [Federal Reserve Governor Waller outlines a bank-and-nonbank stablecoin framework](https://riadefi.com/regulation/2025-02-12-federal-reserve-waller-stablecoins-payments-signal/)
- 2025-01-28 · Guidance · [FINRA’s 2025 oversight report details crypto-asset supervisory findings](https://riadefi.com/regulation/2025-01-28-finra-2025-oversight-report-crypto-supervision/)
- 2025-01-23 · Guidance · [SEC accounting staff rescinds SAB 121 through Staff Accounting Bulletin 122](https://riadefi.com/regulation/2025-01-23-sec-sab-121-rescission-sab-122/)
- 2025-01-23 · Official signal · nonbinding · [Executive Order 14178 sets a federal digital-asset policy and creates a presidential working group](https://riadefi.com/regulation/2025-01-23-executive-order-14178-digital-financial-technology/)
- 2025-01-22 · Enforcement · [FINRA sanctions Avenue Securities over influencer communications including crypto promotions](https://riadefi.com/regulation/2025-01-22-finra-avenue-crypto-influencer-communications/)
- 2025-01-21 · Official signal · nonbinding · [SEC launches a Crypto Task Force led by Commissioner Peirce](https://riadefi.com/regulation/2025-01-21-sec-crypto-task-force-formation/)
- 2025-01-16 · Guidance · [NYDFS warns regulated firms about sentiment-based virtual currencies](https://riadefi.com/regulation/2025-01-16-nydfs-sentiment-based-virtual-currency-notice/)
- 2025-01-13 · Court decision · [Third Circuit orders the SEC to better explain its denial of Coinbase rulemaking petition](https://riadefi.com/regulation/2025-01-13-coinbase-sec-rulemaking-petition-third-circuit/)
- 2025-01-10 · Official signal · nonbinding · [CFPB seeks input on privacy and surveillance in digital payments](https://riadefi.com/regulation/2025-01-10-cfpb-digital-payment-data-privacy-rfi/)
- 2025-01-01 · Guidance · [IRS basis-identification relief takes effect for digital assets held with brokers](https://riadefi.com/regulation/2025-01-01-irs-notice-2025-7-digital-asset-basis-identification/)


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Published by Ketju Research on RIADeFi (https://riadefi.com). Educational research for financial professionals; not investment, legal, tax, or compliance advice.