# FINRA’s 2026 oversight report updates crypto supervision and communications findings

> FINRA updated its annual examination and compliance observations for member firms with crypto-asset activity, emphasizing supervision, public communications, due diligence, AML, associated-person activity, recordkeeping, and accurate statements about FINRA or SIPC protections.

- URL: https://riadefi.com/regulation/2025-12-09-finra-2026-oversight-report-crypto/
- Posture: Guidance
- Authorities: Financial Industry Regulatory Authority
- Event date: 2025-12-09
- Version: 1, published 2026-08-07 (first published 2026-08-07)
- Advisor-relevant: yes

## What changed

FINRA updated its annual examination and compliance observations for member firms with crypto-asset activity, emphasizing supervision, public communications, due diligence, AML, associated-person activity, recordkeeping, and accurate statements about FINRA or SIPC protections. The report describes existing obligations and findings rather than creating a new rule.

## Who it affects

- FINRA member firms and registered representatives
- Dual registrants and advisers routing clients through member firms

## What is still open

- Firm-specific exam findings and future targeted reviews
- How evolving federal crypto rules will alter member obligations

## What it means for an advisor

- Map dual-registrant crypto activities to FINRA supervision and communications controls
- Review client materials for unsupported safety, approval, insurance, or SIPC claims and document product due diligence

## Previous interpretation

The 2025 report supplied the prior annual snapshot before the 2026 examination observations and references.

## Sources

1. [2026 FINRA Annual Regulatory Oversight Report](https://www.finra.org/rules-guidance/guidance/reports/2026-finra-annual-regulatory-oversight-report) · Financial Industry Regulatory Authority · 2025-12-09


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Published by Ketju Research on RIADeFi (https://riadefi.com). Educational research for financial professionals; not investment, legal, tax, or compliance advice.