# House passes a bill restricting Federal Reserve central-bank digital currency activity

> The House passed the Anti-CBDC Surveillance State Act. The bill would restrict Federal Reserve issuance, direct services, monetary-policy use, and specified testing or study of a central-bank digital currency, subject to its exceptions. It has not become law.

- URL: https://riadefi.com/regulation/2025-07-17-anti-cbdc-surveillance-state-act-house/
- Posture: Proposal · not in effect
- Authorities: United States Congress
- Event date: 2025-07-17
- Version: 1, published 2026-08-07 (first published 2026-08-07)
- Advisor-relevant: no

This entry records a proposal. It does not change the law unless it is adopted.

## What changed

The House passed the Anti-CBDC Surveillance State Act. The bill would restrict Federal Reserve issuance, direct services, monetary-policy use, and specified testing or study of a central-bank digital currency, subject to its exceptions. It has not become law.

## Who it affects

- Federal Reserve institutions, payments firms, digital-asset businesses, advisers, and clients monitoring a U.S. CBDC

## What is still open

- Whether the Senate will pass the bill and the final scope of exceptions

## What it means for an advisor

- Treat the measure as pending legislation, not a present prohibition.

## Sources

1. [Anti-CBDC Surveillance State Act](https://www.govinfo.gov/bulkdata/BILLSTATUS/119/hr/BILLSTATUS-119hr1919.xml) · United States Congress · 2025-07-17


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Published by Ketju Research on RIADeFi (https://riadefi.com). Educational research for financial professionals; not investment, legal, tax, or compliance advice.