# TokenLogic proposes a 90% LTV USDe E-Mode on Aave X Layer

> The proposal would use bridged USDe as collateral above the 80% LTV level at which the memo calls for a Ketju review.

- URL: https://riadefi.com/on-chain/2026-09-22-aave-v3-x-layer-usde-onboarding-25688/
- Type: Governance
- Stage: Proposed
- Evidence: confirmed
- Materiality: material
- Event date: 2026-09-22
- Version: 2, published 2026-10-13 (first published 2026-09-23)
- Follow-up: 2026-10-20
- Advisor-relevant: no
- Affects: Aave v3 (protocol)

## What happened

TokenLogic proposed listing USDe on Aave X Layer with a high-LTV collateral E-Mode.

## What changed

The proposal would use bridged USDe as collateral above the 80% LTV level at which the memo calls for a Ketju review.

## What did not change

The proposal has not been approved or executed.

## Confirmed

- TokenLogic names USDe's LayerZero deployment and proposes a 90% E-Mode LTV.
- The final settings need a risk review and an AIP vote.

## Still open

- We do not know whether Aave will adopt the later recommendation of 91%.
- We do not know the final liquidity, bridge controls, oracle settings or executed parameters.

## What it means for an advisor

- Ketju will review the proposed exception against the collateral rules it set after the rsETH incident before the v3 memo covers this market.

## Sources

1. [[Direct-to-AIP] Asset Listing - USDe X Layer](https://governance.aave.com/t/direct-to-aip-asset-listing-usde-x-layer/25688) · Aave governance; TokenLogic · 2026-09-22


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Published by Ketju Research on RIADeFi (https://riadefi.com). Educational research for financial professionals; not investment, legal, tax, or compliance advice.