# Aave advances proposed USD1 onboarding to ARFC review

> USD1 entered Aave's formal risk-parameter and service-provider review path as a proposed deposit and borrow asset.

- URL: https://riadefi.com/on-chain/2025-06-27-aave-v3-core-bnb-usd1-temp-check-approval/
- Type: Economic change
- Stage: Approved, not executed
- Evidence: confirmed
- Materiality: watch
- Event date: 2025-06-27
- Version: 1, published 2026-08-22 (first published 2026-08-22)
- Follow-up: 2025-07-11
- Advisor-relevant: no
- Affects: Aave v3 (protocol)

## What happened

Aave tokenholders approved the USD1 Temp Check, allowing the proposed Core and BNB listings to advance to ARFC analysis.

## What changed

USD1 entered Aave's formal risk-parameter and service-provider review path as a proposed deposit and borrow asset.

## What did not change

The vote did not list USD1, approve collateral use, set final caps or liquidation parameters, or execute any reserve configuration.

## Confirmed

- The proposal describes USD1 as a fiat-backed stablecoin issued by World Liberty Financial.
- The initial proposal contemplates deposits and borrowing, with collateral use deferred.
- Final risk parameters were not provided at the Temp Check stage.
- The approved next step is ARFC review rather than an executable AIP.

## Still open

- Issuer, reserve, redemption, freeze, and banking controls.
- Final oracle, cap, interest-rate, and collateral parameters.
- ARFC and AIP outcomes.
- Whether USD1 liquidity is sufficient for stressed liquidations or exits.

## What it means for an advisor

- Monitor the ARFC and require issuer, reserve, redemption, oracle, and liquidity diligence before any memo conclusion.
- Temp Check approval does not make USD1 or the proposed Aave markets Ketju-approved.

## Sources

1. [[TEMP CHECK] Onboard USD1 to Aave V3 Core and BNB Instance](https://snapshot.org/#/aavedao.eth/proposal/0x1dcccab036766a95d14cb04bf9f3a1a0c2ad912d6e45443f484b3514e6785e06) · Aave DAO Snapshot · 2025-06-24


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Published by Ketju Research on RIADeFi (https://riadefi.com). Educational research for financial professionals; not investment, legal, tax, or compliance advice.
